Industry trends, growth areas and events that move insurance rates
This category follows the construction market itself — where demand is growing, how building types are changing, and how those shifts affect what contractors and suppliers need to insure. Why California's ADU boom is reshaping contractor insurance demand looks at the residential side, and why California commercial construction has shifted to tilt-up shells and the outskirts looks at how commercial projects have changed since 2020.
Two articles cover the businesses that supply those projects: fleet, cargo and property risk for building material suppliers, where many losses happen before a product becomes part of a building, and product liability for construction material suppliers, which explains how a supplier can be named in a claim when a project fails. Use the links below to go straight to coverage for the type of work you do, or the Construction Material Supplier Insurance page if you supply rather than build.
General Construction
Why California's ADU Boom Is Reshaping Contractor Insurance Demand
California has made it dramatically easier to add a second home to an existing property, and the demand response has been real. Here's what's actually driving it, and what it means
By David Gleason · Published August 24, 2026 · Updated October 11, 2026
Why California Commercial Construction Has Shifted to Tilt-Up Shells and the Outskirts
Since 2020, a lot of California commercial construction has quietly changed shape — literally. Here's the real data behind why tilt-up shell construction became the default cost-pe
By David Gleason · Published August 24, 2026 · Updated October 11, 2026
Building Supplier Fleet, Cargo & Property Risk
For many construction suppliers, the most frequent insurance losses happen before the product becomes part of a building. A driver backs into a customer...
By David Gleason · Published August 24, 2026 · Updated October 11, 2026
Product Liability for Construction Material Suppliers
A construction supplier does not have to manufacture or install a product to become a defendant when a project fails. The plaintiff may sue the owner, GC,...
By David Gleason · Published August 24, 2026 · Updated October 11, 2026