Coverage Align Tool

What you can do with Coverage Align Tool

Coverage Align Tool gives you three document-review paths in one place: check what your current insurance documents appear to show, check what an insurance-requirements document appears to request, or compare the two. You can also use the Coverage Stack and quote workflow when you want to keep going.

Automated findings are based only on the documents supplied. They are designed to organize insurance information and highlight items for follow-up — not to make a final coverage, compliance, legal, or carrier-acceptance determination.

Check Current Coverage — Upload policy declarations, schedules, or endorsement information to identify the coverage shown in your existing insurance.

Check Insurance Requirements — Review project, contract, landlord, lease, lender, vendor, customer, or rental requirements.

Compare Coverage vs. Requirements — See where your existing coverage appears to match the requirements and where additional review may be needed.

Build Your Coverage Stack — Combine your business exposures, existing insurance, and applicable requirements into a clearer coverage picture.

Broker Review — Final coverage and endorsement requirements can be reviewed with Gleason Insurance Brokers before placement or changes are made.

How the document review works

The tool reads supported documents in your browser, extracts the text needed for the selected review, and sends that extracted text to Gleason Insurance Brokers' same-origin analysis endpoint. The server-side rules organize recognized coverage types, limits, policy structures, forms, endorsements, and requirements concepts without exposing the private rules catalog in the browser.

Current-insurance review reports what the supplied documents appear to show. Requirements review reports what the supplied requirement language appears to request or reference. Comparison mode lines those two evidence sets up for a preliminary review and flags differences or uncertain items for broker follow-up.

Current coverage review can use declarations, schedules, endorsements, binders, proposals, certificates, and similar policy evidence

Requirements review can use project, contract, lease, lender, landlord/property-manager, vendor, customer, or rental requirements

Recognized limits remain tied to the coverage label and source evidence rather than being inferred from unrelated nearby numbers

A certificate statement is not treated as equivalent to an actual carrier-issued endorsement

"Not identified" means only that the item was not found in the documents supplied — not that it does not exist elsewhere in the policy

What it deliberately does not do

Coverage Align Tool does not make a final determination that coverage is complete, adequate, compliant, or accepted by a carrier, lender, landlord, project owner, customer, vendor, or other party. It also does not replace review of the actual policy, endorsements, exclusions, schedules, contract language, or incorporated exhibits.

When the evidence is incomplete, conflicting, carrier-specific, or unclear, the tool is designed to route the item toward broker review rather than guess.

No automatic statement that a policy satisfies a contract or requirement

No assumption that a missing form or limit is absent from the full policy

No carrier-specific placement promise or guarantee that a requested endorsement is available

No legal interpretation of contract language

Final coverage, form, endorsement, and placement decisions require review of the actual insurance program and applicable requirements

Your documents and your privacy

The original files are read in your browser. Only extracted text needed for the automated review is sent to the same-origin analysis endpoint for that request, and the document text is not added to the reusable rules library. If you later request a quote or broker follow-up, only the information you separately enter and generalized coverage/form categories identified by the tool are carried forward — not the full policy or requirement text.

Do not include Social Security numbers, payment card numbers, banking information, or other unnecessary sensitive personal information in anything you upload or type into this tool.

Nothing you enter is shared with a carrier by using this tool, and our privacy policy explains what happens to anything you do send us.

Reference documents used to develop the tool are not embedded in the public website programming

Uploaded document text is not used to create customer-specific rules in the public code

Only generalized insurance concepts are carried into the quote workflow unless you separately provide additional information

Broker review remains a separate step when a human review of the actual documents is appropriate

Frequently asked questions

7 questions — start typing to filter

What can I use Coverage Align Tool for?

You can check current insurance documents by themselves, check project/contract/lender/lease/vendor/customer/rental requirements by themselves, or upload both sets for a preliminary comparison.

Can I review my current insurance without uploading requirements?

Yes. The Current Coverage path can organize what supplied declarations, schedules, endorsements, binders, proposals, certificates, or similar documents appear to show, then carry recognized major coverage lines into the quote workflow if you choose.

Does Coverage Align Tool confirm that my insurance satisfies a contract or lease?

No. The comparison is preliminary and based only on the documents supplied. It does not interpret the full policy or contract and does not confirm coverage, compliance, carrier acceptance, or legal sufficiency.

What does "not identified" mean?

It means the tool did not find that item in the documents you supplied. It does not mean the coverage, endorsement, limit, or condition is absent from the complete policy.

What file types are supported?

PDF, Word (.docx), Excel (.xlsx and .xls), and images (JPG, PNG, WEBP) are supported. Older .doc files have more limited browser support and are best converted to PDF or .docx first.

Can I build a coverage stack after the review?

Yes. The Coverage Stack remains a separate interactive coverage-planning step and can be used with the business exposures, current insurance information, and requirements you are working through.

When should I request broker review?

Broker review is appropriate when the documents are incomplete, conflicting, hard to read, carrier-specific, or when you need to make an actual placement, endorsement, limit, or coverage decision.