Commercial Insurance Broker Adding Value to Your Business
Workers Compensation
Work with a Commercial Insurance Specialist
Implementing comprehensive safety programs, promoting a culture of safety, employing effective risk management strategies, properly classifying employees, developing return-to-work programs, maintaining accurate documentation, and working with a specialized insurance broker, can help mitigate claims and reduce liability, ensuring a safer work environment and financial stability for your business.
Key Considerations for Contractors:
Classification of Workers:
- Independent Contractors vs. Employees: It’s essential to correctly classify workers. Misclassifying employees as independent contractors can lead to legal penalties and lack of coverage in the event of an injury.
- Subcontractors: If you hire subcontractors, ensure they have their own workers' compensation insurance. Your sub-contractors can always contact us for a workers comp insurance quote. Otherwise, you might be held liable for their injuries.
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