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General Liability Insurance

Basic Definition of Commercial General Liability

General liability insurance, also known as commercial general liability (CGL) insurance, is a type of insurance policy that provides coverage for bodily injury, property damage, and personal and advertising injury claims made against a business. The CGL insurance is tailored to address the unique risks associated with each industry, including but not limited to, construction, trucking and transportation activities, provided each industry, trade and business is truly one of a kind.

Contractors

Commercial General liability insurance for the construction industry provides protection against a wide range of risks and liabilities that can arise during construction projects. This insurance is most often a pre-requisite for contractors, subcontractors, and construction companies to engage in a variety of projects, while providing an additional layer to protect their business.

trucking and transportation

Basic Definition of Commercial General Liability

Examples of (CGL) Claims for Trucking:

Bodily Injury Claims:

Slip and Fall Accidents: Visitors, customers, or other third parties slipping, tripping, or falling on the trucking company's premises, such as in the office, warehouse, or loading dock.
Accidents Involving Non-Employees: Incidents where pedestrians or other non-employees are injured due to the actions of truck drivers, such as during deliveries or when trucks are maneuvering in tight spaces.

Property Damage Claims:

Damage to Client Property: Accidental damage to a client’s property during delivery, loading, or unloading. For example, a truck backing into a client's building or equipment.

Gleason Insurance Brokers

844-97-USAVE | QUOTE | GENERAL LIABILITY | WORKERS COMPENSATION | COMMERCIAL AUTO | BONDS