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Insurance Policies Commonly Quoted in Construction
Excess or Umbrella
Professional Liability (Errors and Omissions)
Excess or Umbrella
Coverage: Builders Risk Insurance provides additional liability coverage above the limits of underlying policies, such as general liability and auto liability. Importance: This type of Construction Insurance is often needed as an extra layer of protection or when a construction project has specific requirements necessitating higher limits
Coverage: Builders Risk Insurance provides additional liability coverage above the limits of underlying policies, such as general liability and auto liability. Importance: This type of Construction Insurance is often needed as an extra layer of protection or when a construction project has specific requirements necessitating higher limits. Your business can enhance the primary limits with an excess or umbrella insurance policy, including Contractors Insurance, to ensure comprehensive coverage.
Builder's Risk
Professional Liability (Errors and Omissions)
Excess or Umbrella
Builders Risk Insurance provides coverage for buildings under construction against damage from fire, theft, vandalism, and certain weather events. This type of Construction Insurance is crucial as it offers essential protection for the construction project and investment during the construction phase, serving as a vital part of Contractors Insurance.
Pollution Liability
Professional Liability (Errors and Omissions)
Professional Liability (Errors and Omissions)
Coverage: Protects against claims of environmental damage or pollution caused by the contractor's work, which is particularly important for those with Builders Risk Insurance. Typical Claims: Accidental release of pollutants and contamination of soil or water are common issues covered under Contractors Insurance. Importance: This type of
Coverage: Protects against claims of environmental damage or pollution caused by the contractor's work, which is particularly important for those with Builders Risk Insurance. Typical Claims: Accidental release of pollutants and contamination of soil or water are common issues covered under Contractors Insurance. Importance: This type of Construction Insurance is critical for contractors involved in work that could impact the environment.
Professional Liability (Errors and Omissions)
Professional Liability (Errors and Omissions)
Professional Liability (Errors and Omissions)
Coverage: Protects against claims of negligence, errors, or omissions in professional services, which is crucial for those involved in construction. Typical Claims: Design errors, faulty advice, or failure to deliver services as promised are common in the field. Importance: This coverage is especially important for contractors who provide
Coverage: Protects against claims of negligence, errors, or omissions in professional services, which is crucial for those involved in construction. Typical Claims: Design errors, faulty advice, or failure to deliver services as promised are common in the field. Importance: This coverage is especially important for contractors who provide design or consulting services, and it complements Builders Risk Insurance and other types of Construction Insurance to ensure comprehensive protection under Contractors Insurance.
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