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Transportation and trucking | Tractor Trailer | Insurance
commercial insurance Coverage for trucking:
Transportation and trucking insurance is a specialized type of commercial auto insurance designed to cover the unique risks associated with the transportation and logistics industry. When shopping with a broker to get your commercial truck insurance quote, know what coverages are available. This insurance is crucial for businesses involved in hauling goods over short or long distances, ensuring protection for vehicles, cargo, and liabilities.
Key Coverages in Transportation and Trucking Insurance:
Primary Liability Insurance:
- Scope: Covers bodily injury and property damage to third parties caused by the insured vehicle.
- Requirement: Mandated by federal regulations for trucking companies.
Physical Damage Coverage:
- Scope: Provides coverage for the insured truck and trailer in the event of damage from collisions, theft, vandalism, or natural disasters.
- Types:
- Collision Coverage: Covers damage from accidents involving other vehicles or objects.
- Comprehensive Coverage: Covers non-collision-related incidents like theft, fire, or vandalism.
General Liability and Excess Liability Insurance:
- Scope: Covers liability for injuries or damage that occur on the business premises or due to business operations not directly related to vehicle use.
- Examples: Slip and fall accidents at the loading dock.
Additional transportation & Trucking insurance coverage
INLAND MARINE | CARGO
INLAND MARINE | CARGO
INLAND MARINE | CARGO
Motor Truck Cargo Insurance
- Coverage: Protects against the loss or damage of the cargo being transported.
- Examples: Theft of goods in transit, damage to cargo from an accident.
Trailer Interchange
INLAND MARINE | CARGO
INLAND MARINE | CARGO
Trailer Interchange Insurance
- Coverage: Covers physical damage to a trailer not owned by the trucker but in their possession under a trailer interchange agreement.
- Examples: Damage to a rented trailer used to complete a delivery.
Bobtail Insurance
INLAND MARINE | CARGO
Bobtail Insurance
Non-Trucking Liability (Bobtail Insurance)
- Coverage: Covers the truck when it is being operated without a trailer or not under dispatch.
- Examples: Accidents while the truck is returning home after a delivery
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